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How to Spot Credit Repair Scams And Correct Your Credit History Yourself
With the sub-prime meltdown, the credit repair scam artists will be out in full force.
How Senior Citizens Can Simplify and Organize Their Finances
Everyone can use some help getting their financial affairs in order, but especially senior citizens who may face special challenges and decisions involving money management later in life
Some Retirement Strategies For All Ages: A "To-Do" List
It doesn’t matter what point of your career you are in, it is not too late to save for your retirement.
How Do You Establish A Credit History?
Getting credit can be a real Catch-22. You need credit to get credit. If you don’t have credit, you can't get credit. What do you do?
Fair Debt Collection Practices Act And You
If you use credit cards, owe money on a personal loan, or are paying on a home mortgage, you are a "debtor."
Choosing And Using Credit Cards
What are all the terms in all of those pre-approved credit card offers I keep receiving?
Credit Card Questions And Answers
When choosing a credit card you should ask yourself some questions.
Should You File For Bankruptcy?
One of the toughest decisions you will ever make in your life is deciding whether or not to file for bankruptcy.
Check That Pre-Approved Credit Card Offer
Chances are you've received "pre-approved" credit card offers in the mail. Examine the fine print carefully before you accept any offer for a credit or charge card.
Planning For My Retirement
It is never too early to plan for one's retirement. I am about two years away from and here is my strategy.
Your Debts and Debt Collectors
You are responsible for your debts. If you fall behind in paying your creditors, or if an error is made on your account, you may be contacted by a “debt collector.” A debt collector is any person, other than the creditor, who regularly collects debts owed to others, including lawyers who collect debts on a regular basis. You have the right to be treated fairly by debt collectors.
Applying for Credit – A Regular Catch-22
We live in a Catch-22 world. You can’t establish credit unless you have credit. You can’t get a loan until you have a history of good credit – but – how do you get a credit to begin? Being a good shopper and always paying with cash will come back to haunt you when you want to make a major purchase – like a car or a house.
Can I Receive Federal Benefits If I Retire In Thailand?
You want to retire in Thailand but are worried that you cannot collect your Social Security benefits if you retire in a foreign country. Well, worry no more.
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